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Defined Benefit vs. Defined Contribution Retirement Plans

If you are drawing a public or private pension along with Social Security, you are the beneficiary of a defined benefit. On the other hand, if you are receiving a monthly payout from a retirement plan that you (and perhaps your employer) contributed towards, you are drawing from a defined contribution plan. Both retirement plans have their advantages as well as some disadvantages. Let’s explore both options.

Investing Retirement Funding Insights Taxes
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How to Use Life Insurance and Protect Your Family

Life insurance policies can offer different benefits to different people depending on where they are in life. Whole-life, Variable universal life, and term are the types of life insurance that people can use to protect their loved ones from a variety of expenses. The more you understand the different options offered the easier it will be to pick a policy that works for you and your loved ones.

Investing Retirement Funding Insights Taxes